Your short sale and bank repo expert

Maria Diaz  - 

 

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Whether you are a first time buyer or an experienced investor, you will find useful information about how to choose the right property, , negotiating, , mortgage rates, moving, and everything involved in making an informed real estate decision in todays market. Please feel free to browse through this site to explore the Riverside County communities of Moreno Valley, Corona, Riverside, Perris, Lake Elsinore, Temecula, Murrieta and Perris, plus  San Bernardino  county and more. This site offers direct access to the latest properties for sale in your area. Featuring community information, consumer links, school information and , answers to commonly asked real estate questions and more, you'll find everything about real estate within one easy source. 

  Considering a Short Sale? What is a Short Sale? A Short Sale is a win-win solution for the home owner and the lender. The lender gets the highest price for a quick sale at a market price. The borrowers get their credit restored and generally get relief from possible future legal actions and deficiency judgments.Short Sales occur when borrowers sell their property for a sales price less than the amount owed to their lender(s) after all sales expenses, including brokerage fees, are taken into account. In order for this to take place the lender(s) must accept a discounted payoff; meaning the bank(s) get paid less than the full loan amount owed. In a short sale, the homeowners get complete relief from all of their mortgage debt.

The end result is your home is sold, the mortgage is satisfied (paid off) and you avoid a foreclosure or a bankruptcy in the event of hardship. Perhaps even better, your credit rating will almost immediately improve because your credit report shows that your mortgage was paid in full.

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